Let me tell you why we are in a financial crisis. There is a general lack of training with our present and following generations on how to handle money. Money is viewed as a means of purchase instead of a means of sustenance. We are a BUY BUY BUY country. I have a friend, married with two kids and a modest salary. Not as modest as mine but modest. He bought a $250,000 house....ahem mansion. That guy has about as much business owning a home with 4000 square feet than I do owning a professional ho...